I’m thinking of joining a networking business. I know, I know, of course there’re some doubts but I’ve done my research and the company seems to check out. It looks legit, seriously. But my number one problem as of the moment is the start-up cash. Yeah, I’m too poor for this, I’ve realized. To join I would have to shell out twelve thousand pesos, which might not sound like much but for a bum like me, it’s cash that I don’t have to spare. Why not just borrow the money from someone else, you ask? Well that’s sort of tricky…