As usual, I’m planning a trip. The main difference between my usual out of town voyages is that this one involved what I like to call “adult” aspects. This particular holiday requires travel insurance, something that I’ve largely avoided getting because I’m generally a cheap person. This trip requires it though, so I have no choice but to get one. I asked J, an officemate and a friend who’s been unfortunate enough to have an airline loose his bag during one trip, and he said that he was pretty satisfied with the service that BPI/MS Insurance provided him. The customer…